HB18-1233

HB18-1233 - Consumer Reporting Agency Security Freeze Minors

Passed/Signed into Law
Concerning a consumer reporting agency's placement of a security freeze on the consumer report of a consumer who is under the charge of a representative at the request of the consumer's representative.

Section 2 of the bill authorizes a parent or legal guardian (representative) to request that a consumer reporting agency place a security freeze on the consumer report of either a minor less than 16 years of age or another individual who is a ward of the representative (protected consumer). If the consumer reporting agency does not yet have a consumer report for the protected consumer at the time that a security freeze is requested, the consumer reporting agency, if requested in writing by the representative, is required to create a consumer record for the protected consumer and place a security freeze on the consumer record.

The protected consumer's representative may request that the consumer reporting agency remove the security freeze. A protected consumer who demonstrates to the consumer reporting agency that his or her representative's appointment is no longer valid may have the security freeze removed.

A consumer reporting agency is not allowed to charge a fee for the placement, temporary lift, partial lift, or removal of a security freeze on a protected consumer's consumer report or record, or for the creation of a record for a protected consumer. Additionally, a consumer reporting agency is not allowed to charge a fee to place, temporarily lift, partially lift, or permanently remove a security freeze on a consumer report or record of a consumer who is under eighteen years of age.

Section 3 requires consumer reporting agencies to provide a notice informing parents or other individuals serving as representatives that they may request a security freeze on the consumer report or record of their child or ward.

Section 1 defines the terms 'protected consumer', 'record', 'representative', 'sufficient proof of authority', and 'sufficient proof of identification', and amends the definition of 'security freeze'.

Sections 4 through 7 make conforming amendments.
(Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)

 

Senate Committees

Latest update: March 29, 2018
03/29/2018 - Governor Signed
03/21/2018 - Sent to the Governor
03/21/2018 - Signed by the President of the Senate
03/21/2018 - Signed by the Speaker of the House
03/14/2018 - House Considered Senate Amendments - Result was to Concur - Repass
03/13/2018 - Senate Third Reading Passed - No Amendments
03/12/2018 - Senate Third Reading Laid Over Daily - No Amendments
03/09/2018 - Senate Third Reading Laid Over Daily - No Amendments
03/08/2018 - Senate Second Reading Passed with Amendments - Committee
03/05/2018 - Senate Committee on Judiciary Refer Amended - Consent Calendar to Senate Committee of the Whole
02/21/2018 - Introduced In Senate - Assigned to Judiciary
02/15/2018 - House Third Reading Passed - No Amendments
02/14/2018 - House Second Reading Passed with Amendments - Committee, Floor
02/12/2018 - House Second Reading Laid Over to 02/14/2018 - No Amendments
02/07/2018 - House Committee on State, Veterans, & Military Affairs Refer Amended to House Committee of the Whole
02/06/2018 - Introduced In House - Assigned to State, Veterans, & Military Affairs